Financing Guide 2026GuyShe.comPrices in CAD
Own it today, pay over time.
Big-ticket items feel smaller in four interest-free payments. This guide pairs 24 of our priciest, most-loved products with their per-payment math — Klarna, PayPal Pay in 4, Afterpay, or Affirm at checkout. Every figure is an estimate; final terms are set by the provider.
Shop GuyShe.comHow financing works at GuyShe.com
Two tiers, your choice at checkout
Tier 1
4 interest-free payments
Price ÷ 4
Split your order total — including taxes — into 4 with Klarna, PayPal Pay in 4, Afterpay, or Affirm. The first payment is taken at purchase, then one every 2 weeks until all 4 are complete. Interest-free when paid on time. No minimum purchase — finance a $30 smartwatch or a $30,000 solar system. (Late or missed payments may incur fees, depending on the provider.)
Tier 2
Up to 24–36 months
Longer terms
Need more time? Financing is available for up to 24–36 months with a credit check — interest applies, subject to eligibility, provider approval, limits, and terms.
The honest fine print. Every installment figure on this page is an estimate — the final payment amounts, timing, fees, and interest are set by the financing provider at checkout, not by GuyShe.com. Installments are calculated on the order total including taxes: the per-product figures below divide the product price alone, so your actual 4 payments will be slightly higher once taxes are added at checkout. Prices below were pulled from our September 29, 2026 catalog export in Canadian dollars and may have changed; the live price on the product page is always the final word. You choose your financing provider at checkout.
How to get financing at checkout
Four steps, two minutes
Step 1
Shop & add to cart
Pick your products and head to checkout as usual — financing is available on every order.
Step 2
Pick your checkout
You’ll see three payment options. Choose “Secure PayPal Checkout” for PayPal Pay in 4, or “Secure Stripe Checkout” for Afterpay, Klarna & Affirm — Pay in 4 or finance up to 24 months. (Interac e-Transfer is also available, without financing.)
Step 3
Complete your payment
With PayPal: click PayPal Checkout and choose Pay in 4 to split your payment — or click Debit or Credit Card to pay the full amount by card through PayPal. With Stripe: click “Place Order”, check your email, and click the secure link to finish with Afterpay, Klarna, or Affirm.
Step 4
Done — pay over time
The first payment is taken at purchase — we then process and ship your order right away. The remaining payments are collected every 2 weeks until all 4 are complete.
Massage & wellness
3 curated picks
Recliner pick
vidaXL Stand up Massage Recliner Chair Black Faux Leather
C$840.33 CAD
A lift-assist recliner with built-in massage functions in black faux leather — sit back, recline, and let the chair do the work.
Best forliving rooms, anyone who wants massage and lift assistance in one chair.
4 interest-free paymentsor C$210.08 x 4 when paid on time (estimate).
Shop vidaXL Stand up Massage Recliner Chair Black Faux Leather
Full-size pick
Massage Chair Taupe Fabric
C$699.94 CAD
A full-size reclining massage chair in neutral taupe fabric — a calmer look for the living room or bedroom corner.
Best forhome relaxation setups.
4 interest-free paymentsor C$174.99 x 4 when paid on time (estimate).
Shop Massage Chair Taupe Fabric
Wellness pick
Sojourner Portable Sauna for Home – Steam Sauna Tent, Personal Sauna – Sauna Heater, Tent, Chair, Remote Included for Home Sauna -Enjoy Your Own Personal Spa
C$386.27 CAD
A portable personal steam tent for home use — sets up without any renovation and folds away when you are done.
Best forapartments and small homes.
4 interest-free paymentsor C$96.57 x 4 when paid on time (estimate).
Shop Sojourner Portable Sauna for Home – Steam Sauna Tent, Personal Sauna – Sauna Heater, Tent, Chair, Remote Included for Home Sauna -Enjoy Your Own Personal SpaComputers & phones
2 curated picks
Laptop pick
HP 15.6" Touchscreen HD Laptop, AMD Ryzen 5 7520U, 16GB DDR5 RAM, 1TB SSD, Windows 11 Home, Wi-Fi 6 and Bluetooth, Thin and Light Portable Notebook for Home Office, Business and Student Laptop
C$999.99 CAD
A current Ryzen 5 7520U chip, 16GB of DDR5 RAM, a full terabyte of SSD, and a touchscreen — a capable everyday machine for school, work, and home.
Best forstudents, home office, family computer.
4 interest-free paymentsor C$250.00 x 4 when paid on time (estimate).
Shop HP 15.6" Touchscreen HD Laptop, AMD Ryzen 5 7520U, 16GB DDR5 RAM, 1TB SSD, Windows 11 Home, Wi-Fi 6 and Bluetooth, Thin and Light Portable Notebook for Home Office, Business and Student Laptop
Phone pick
Samsung Galaxy S24 5G (128GB) AI Enabled, 120 Hz AMOLED Display, 50MP Camera, 8K Video, Nightography, Unlocked, with 45W Super Charger – Marble Gray (Renewed)
C$982.97 CAD
Samsung’s AI-enabled flagship with a 120Hz AMOLED display and 128GB of storage — the current-generation Galaxy experience.
Best foranyone due for an upgrade.
4 interest-free paymentsor C$245.74 x 4 when paid on time (estimate).
Shop Samsung Galaxy S24 5G (128GB) AI Enabled, 120 Hz AMOLED Display, 50MP Camera, 8K Video, Nightography, Unlocked, with 45W Super Charger – Marble Gray (Renewed)Electric mobility
2 curated picks
E-scooter pick
WHOSU 1200W Electric Scooter for Adults with Removable Seat – 27 MPH, 31 Mile Range, 11" Off-Road Tires, 4 Brake System, Fast E-Scooter w/LED Display & Cruise Control
C$986.87 CAD
A high-power adult electric scooter with a removable seat and a listed 27-mile range — built for longer commutes. Check the listing for the full spec sheet.
Best forcommuters, campus riders.
4 interest-free paymentsor C$246.72 x 4 when paid on time (estimate).
Shop WHOSU 1200W Electric Scooter for Adults with Removable Seat – 27 MPH, 31 Mile Range, 11" Off-Road Tires, 4 Brake System, Fast E-Scooter w/LED Display & Cruise Control
E-bike pick
Cyungbok Folding Mini Four-wheel Adult Electric Bicycle Transport Scooter For The Elderly
C$910.11 CAD
A folding four-wheel electric bike for adults — extra stability with a frame that packs down for transport and storage.
Best forriders who want stability and portability.
4 interest-free paymentsor C$227.53 x 4 when paid on time (estimate).
Shop Cyungbok Folding Mini Four-wheel Adult Electric Bicycle Transport Scooter For The ElderlySolar & power stations
3 curated picks
Off-grid pick
4000W Off-Grid Solar Panel Kit – Complete Solar Power System with 18W Waterproof Panel & 30A Smart Charge Controller for Home, RV
C$755.99 CAD
A complete off-grid solar power system kit — panels plus the balance of system for cabins and workshops. Freight-scale: confirm delivery logistics before ordering.
Best forcabins, workshops, off-grid projects.
4 interest-free paymentsor C$189.00 x 4 when paid on time (estimate).
Shop 4000W Off-Grid Solar Panel Kit – Complete Solar Power System with 18W Waterproof Panel & 30A Smart Charge Controller for Home, RV
Portable power pick
EF ECOFLOW Solar Generator River 3 Plus with 45W Solar Panel, 286Wh Portable Power Station LiFePO4 Battery, 3 Up to 1200W AC Outlets, <10 MS UPS, Expandable to 858Wh, <30 dB Quiet, 1Hr Fast AC Charge
C$599.99 CAD
286Wh LiFePO4 portable station with a 45W solar panel included — the campsite, cottage, and blackout backup in one box.
Best forcamping, cottages, emergency backup.
4 interest-free paymentsor C$150.00 x 4 when paid on time (estimate).
Shop EF ECOFLOW Solar Generator River 3 Plus with 45W Solar Panel, 286Wh Portable Power Station LiFePO4 Battery, 3 Up to 1200W AC Outlets, <10 MS UPS, Expandable to 858Wh, <30 dB Quiet, 1Hr Fast AC Charge
Backup pick
GOFORT 330W Portable Power Station; 299Wh Solar Generator Backup Power Compatible with 100W 18V Portable Solar Panel; Foldable Solar Charger with USB; 18V DC; QC 3.0 Output
C$471.73 CAD
A 299Wh portable power station for backup and off-grid basics — phones, laptops, lights, and small appliances.
Best forpower outages, road trips.
4 interest-free paymentsor C$117.93 x 4 when paid on time (estimate).
Shop GOFORT 330W Portable Power Station; 299Wh Solar Generator Backup Power Compatible with 100W 18V Portable Solar Panel; Foldable Solar Charger with USB; 18V DC; QC 3.0 OutputHome theater & audio
4 curated picks
Projector pick
Color: Color4, Plug Type: US PLUG – E450 4K HD Projector WIFI 6.0 Smartphone Same Screen Projector Dual Band WIFI Bluetooth Projector Auto Focus Home Projector
C$437.15 CAD
4K-supported smart projector with WiFi 6 and a US plug — the specs that matter for backyard movie nights and bedroom cinemas.
Best formovie nights, gaming on a big screen.
4 interest-free paymentsor C$109.29 x 4 when paid on time (estimate).
Shop Color: Color4, Plug Type: US PLUG – E450 4K HD Projector WIFI 6.0 Smartphone Same Screen Projector Dual Band WIFI Bluetooth Projector Auto Focus Home Projector
Surround pick
beFree Sound 5.1 Channel Surround Sound Bluetooth Speaker System
C$761.16 CAD
A 5.1-channel Bluetooth surround sound system for the living room — movies and music with room-filling sound.
Best forhome theaters, movie lovers.
4 interest-free paymentsor C$190.29 x 4 when paid on time (estimate).
Shop beFree Sound 5.1 Channel Surround Sound Bluetooth Speaker System
Karaoke pick
Karaoke USA WK849 Complete Wi-Fi Bluetooth Karaoke Machine with 9-Inch Touch Screen
C$527.67 CAD
A complete Wi-Fi/Bluetooth karaoke machine with a 9-inch touchscreen — no separate tablet or laptop needed to run the night.
Best forfamily parties, small venues.
4 interest-free paymentsor C$131.92 x 4 when paid on time (estimate).
Shop Karaoke USA WK849 Complete Wi-Fi Bluetooth Karaoke Machine with 9-Inch Touch Screen
Party speaker pick
2000W Set of 2 Bi-Amplified Bluetooth Speakers
C$599.99 CAD
A pair of bi-amplified Bluetooth speakers built for parties and events — big sound that fills the backyard or the hall.
Best forparties, events, DJs.
4 interest-free paymentsor C$150.00 x 4 when paid on time (estimate).
Shop 2000W Set of 2 Bi-Amplified Bluetooth SpeakersDrones
2 curated picks
Drone pick
DJI Flip with RC 2 Screen Remote Controller, Follow Me Drone with 4K UHD Camera for Adults, Under 249 g, 3-Axis Gimbal Stabilization, 44000ft/13km Video Transmission, Palm Takeoff, 31-Min Flight Time
C$959.99 CAD
DJI’s Flip drone with the RC 2 screen remote and 4K UHD camera — a travel-friendly DJI with follow-me flight modes.
Best fortravel, content creators.
4 interest-free paymentsor C$240.00 x 4 when paid on time (estimate).
Shop DJI Flip with RC 2 Screen Remote Controller, Follow Me Drone with 4K UHD Camera for Adults, Under 249 g, 3-Axis Gimbal Stabilization, 44000ft/13km Video Transmission, Palm Takeoff, 31-Min Flight Time
Travel drone pick
DJI Mini 4K, Drone with 4K UHD Camera for Adults, Under 249 g, 3-Axis Gimbal Stabilization, 10km Video Transmission, Auto Return, Wind Resistance, 1 Battery for 31-Min Max Flight Time, Intelligent
C$369.99 CAD
4K UHD camera on a 3-axis gimbal in a drone that weighs under 249g — big capability in a palm-size package.
Best forbeginners, travelers.
4 interest-free paymentsor C$92.50 x 4 when paid on time (estimate).
Shop DJI Mini 4K, Drone with 4K UHD Camera for Adults, Under 249 g, 3-Axis Gimbal Stabilization, 10km Video Transmission, Auto Return, Wind Resistance, 1 Battery for 31-Min Max Flight Time, IntelligentGaming consoles
2 curated picks
Console pick
PlayStation 5 Disc Edition Console – 1TB
C$886.59 CAD
Sony’s PlayStation 5 with disc drive and 1TB of storage — physical and digital games in one console.
Best forgamers, family game nights.
4 interest-free paymentsor C$221.65 x 4 when paid on time (estimate).
Shop PlayStation 5 Disc Edition Console – 1TB
Console pick
XBOX Series X 1TB CONSOLE ONLY
C$983.24 CAD
Microsoft’s flagship Xbox with 1TB of storage — the most powerful Xbox for 4K gaming.
Best forserious gamers, Game Pass players.
4 interest-free paymentsor C$245.81 x 4 when paid on time (estimate).
Shop XBOX Series X 1TB CONSOLE ONLYCommercial kitchen
2 curated picks
Pro kitchen pick
VEVOR Commercial Pizza Oven Countertop, 14" Double Deck Layer, 110V 1950W Stainless Steel Electric Pizza Oven with Stone and Shelf, Multipurpose Indoor Pizza Maker for Restaurant Home Pretzels Baked
C$412.60 CAD
14-inch double-deck countertop pizza oven, 110V — real pizzeria capability for restaurants, food trucks, and serious home pizzaiolos.
Best forpizzerias, food businesses.
4 interest-free paymentsor C$103.15 x 4 when paid on time (estimate).
Shop VEVOR Commercial Pizza Oven Countertop, 14" Double Deck Layer, 110V 1950W Stainless Steel Electric Pizza Oven with Stone and Shelf, Multipurpose Indoor Pizza Maker for Restaurant Home Pretzels Baked
Bakery pick
VEVOR Commercial Food Mixer, 8.5Qt Capacity, 450W Dual Rotating Dough Kneading Machine with Food-grade Stainless Steel Bowl, Security Shield & Timer Included, Baking Equipment for Restaurant Pizzeria
C$907.84 CAD
An 8.5-quart commercial stand mixer with dual-action mixing — doughs and batters at bakery volume.
Best forbakeries, pizzerias, caterers.
4 interest-free paymentsor C$226.96 x 4 when paid on time (estimate).
Shop VEVOR Commercial Food Mixer, 8.5Qt Capacity, 450W Dual Rotating Dough Kneading Machine with Food-grade Stainless Steel Bowl, Security Shield & Timer Included, Baking Equipment for Restaurant PizzeriaHome, garden & fitness
4 curated picks
BBQ pick
Endark 5-Burner 58,500 BTU Outdoor Propane Gas Grill with Side Burner, Stainless Steel & Porcelain Grates, Wheeled BBQ Grill for Patio, Garden, Backyard
C$695.99 CAD
A five-burner propane gas grill with side burner and a listed 58,500 BTU output — the backyard workhorse for summer cooking.
Best forbackyard cooks, entertainers.
4 interest-free paymentsor C$174.00 x 4 when paid on time (estimate).
Shop Endark 5-Burner 58,500 BTU Outdoor Propane Gas Grill with Side Burner, Stainless Steel & Porcelain Grates, Wheeled BBQ Grill for Patio, Garden, Backyard
Patio pick
10×10 Outdoor Patio Gazebo Canopy Tent With Ventilated Double Roof And Mosquito net(Detachable Mesh Screen On All Sides),Suitable for Lawn, Garden, Backyard and Deck,Gray Top
C$629.49 CAD
A 10×10-foot patio gazebo with a ventilated double roof — shade and shelter for the backyard, all season.
Best forpatios, outdoor dining.
4 interest-free paymentsor C$157.37 x 4 when paid on time (estimate).
Shop 10×10 Outdoor Patio Gazebo Canopy Tent With Ventilated Double Roof And Mosquito net(Detachable Mesh Screen On All Sides),Suitable for Lawn, Garden, Backyard and Deck,Gray Top
Kids pick
12V 2-Seater Licensed Lamborghini Kids Ride On Car with RC and Swing Function-Black
C$688.08 CAD
A licensed 12V two-seater Lamborghini kids ride-on car with parent remote control — the birthday gift that steals the show.
Best forkids, gifts, holidays.
4 interest-free paymentsor C$172.02 x 4 when paid on time (estimate).
Shop 12V 2-Seater Licensed Lamborghini Kids Ride On Car with RC and Swing Function-Black
Fitness pick
2.25HP 2 in 1 Folding Treadmill with APP Speaker Remote Control-White – Color: White
C$560.45 CAD
A 2.25HP folding treadmill with app control and a built-in speaker — walk or run at home, then fold it away.
Best forhome workouts, small spaces.
4 interest-free paymentsor C$140.11 x 4 when paid on time (estimate).
Shop 2.25HP 2 in 1 Folding Treadmill with APP Speaker Remote Control-White – Color: WhiteFrequently asked questions
Straight answers on providers, interest, and eligibility
Which financing providers do you offer?
Klarna, PayPal Pay in 4, Afterpay, and Affirm — all available at checkout on GuyShe.com.
Is the 4-payment plan really interest-free?
Yes — when you pay on time, the 4-payment plans from Klarna, PayPal Pay in 4, Afterpay, and Affirm charge no interest. The provider divides your order total including taxes by four: the first payment is taken at purchase and the remaining three come out every 2 weeks. That is why the per-product math on this page simply divides the price by four — your actual payments will be slightly higher once taxes are included.
Do the 4-payment plans require a credit check?
No. The 4-payment plans (Klarna, PayPal Pay in 4, Afterpay, Affirm) do not require a credit check — approval is quick and based on the provider’s own eligibility check at checkout. Only the longer 24–36 month plans require a credit check.
Do I get my order right away, or after all 4 payments?
Right away. We process and ship your order as soon as the first payment clears — you don’t wait until the plan is finished. The remaining payments continue every 2 weeks in the background.
What happens if I miss a payment?
The provider may charge a late fee and it can affect your eligibility for future plans. If you are going to be late, contact the provider as early as you can — GuyShe.com does not control payment schedules once a plan starts.
How do the 24–36 month plans work?
Longer-term financing is offered through Affirm (availability varies). These plans carry interest, require a credit check, and are subject to eligibility, provider approval, limits, and terms — you will see the exact monthly amount and total cost before you confirm.
Does financing change the product price?
No. The product price is the same whether you pay in full or split it — every price on this page and on GuyShe.com is in Canadian dollars. On longer interest-bearing plans, the total you repay can exceed the sticker price because of interest; the 4-payment plans add no interest when paid on time.
Is there a minimum purchase amount?
No. Any product at any price on GuyShe.com can be financed — from a $30 smartwatch to a $30,000 solar system. If it’s in your cart, you can split it.
Where do I choose financing?
At checkout. Choose “Secure PayPal Checkout” for PayPal Pay in 4, or “Secure Stripe Checkout” for Afterpay, Klarna & Affirm (Pay in 4 or up to 24 months) — then follow the steps shown. With Stripe you’ll click “Place Order,” check your email, and click the secure link to complete payment. Approval and terms are set by the provider, not by GuyShe.com.
General Store Questions
SHIPPING, RETURNS & CONTACT
What payment methods do you accept?
We accept credit cards, Interac, and PayPal — plus financing through Klarna, PayPal Pay in 4, Afterpay, and Affirm.
What currency are prices in?
All prices on GuyShe.com are in Canadian dollars (CAD).
Where do you ship?
We offer various shipping options, which may vary depending on your location. Shipping options and rates are shown at checkout before you pay.
How long does delivery take?
Orders placed before 5:00 PM ET Monday–Friday are processed the same business day; orders placed after 5:00 PM or on weekends and public holidays are processed the next business day. Delivery timeframes vary by destination and the shipping method you select — the estimated delivery time is shown at checkout, and you’ll receive a tracking email once your order ships.
How much does shipping cost?
Shipping rates are calculated by package weight and destination, and are shown at checkout before you pay.
How do I track my order?
Once your order ships, you’ll receive a tracking number by email. Use it on the carrier’s website to follow your delivery.
What is your return policy?
You have 30 days from the purchase date to return an item, and it must be in its original, unopened packaging. Exchanges and refunds are issued for defective products. Items returned more than 30 days after purchase, or opened/used items, are not eligible for a refund or exchange.
How do I start a return?
Email admin@guyshe.com with your order details. Once your return is approved, we’ll send you the return instructions. You can also call us at 1-878-284-5459.
Who pays for return shipping?
Shipping costs are non-refundable — refunds cover the product cost only.
Are your products new or refurbished?
All products on GuyShe.com are brand new. We do not sell used or refurbished items.
Where is GuyShe.com located?
GuyShe Online Shopping Inc. is based in Pointe-Claire, Quebec, Canada.
How do I contact you?
Email us at admin@guyshe.com or call us at 1-878-284-5459 — we’ll get back to you as soon as we can.
Why finance at GuyShe.com?
- New products only. Everything we sell is brand new.
- CAD pricing, no surprises. Every price on this page is in Canadian dollars.
- Your choice of provider. Klarna, PayPal Pay in 4, Afterpay, and Affirm — pick the one that suits you at checkout.
- Big-ticket friendly. From laptops to massage chairs to full solar kits, split the big purchases into manageable payments.